Merchant Cash Advance

A Merchant Cash Advance Is Easy Business Capital

Every small business needs access to working capital. A Merchant Cash Advance (also called a "business cash advance") from Electronic Commerce International, Inc. (ECA) offers easy access to business capital.

Keep it simple.

  • Do you own a business?
  • Do you process at least $5,000 in monthly credit sales?
  • You could get working capital from ECA in as few as three days.

Make it easy.

  • Troubled business credit histories are not an automatic disqualifier.
  • Use the money for any business purpose.
  • No personal collateral is needed.
  • No hidden fees.

If you've been rejected for a small business loan, this working capital product may be perfect!

We've already helped many businesses just like yours across the country. We understand that many retail and hospitality businesses find it difficult to acquire working capital through traditional loans because they lack collateral. That's why we provide valuable working capital to businesses with a working capital product that is tailored to individual business needs. Our goal is to put money in your hands without the hassles of a traditional small business loan.

Even if you do not own the building in which your business operates, Electronic Commerce International, Inc. can provide you with working capital without the difficulty associated with traditional bank loans and factors.

The benefits are:

  • No fixed payments
  • No fixed timeframe
  • Completely automated
  • We get paid when you get paid

You can use this cash to:

  • Expand your business or add additional locations
  • Increase your product line, add seasonal merchandise, meet unexpected expenses
  • Purchase New Equipment
  • Advertise and promote your business with new marketing programs
  • Buy out a partner
  • Perform renovations

It is simple to qualify for a Merchant Cash Advance from Electronic Commerce International:

  • Tell us how long you have been in business.
  • Demonstrate a minimum monthly credit card volume of $3,000.00
  • Meet a few other qualifying criteria

ECA clearly understands that no two businesses are alike. There are different challenges and individual strengths to be found within each one. Every business owner faces a unique set of circumstances, and we understand that what works well for one may not work so well for another.

We don't approach business funding with a "one-size-fits-all" mentality...we don't have to.

Our position as the industry leader enables us to work with you as an individual, and specifically tailor each Merchant Cash Advance offer to better fit your unique situation.

  • We listen to what's most important to you and to your business
  • We are able to assess risk dynamically, allowing more business owners to qualify for better deals
  • We create the best possible individualized product for your current business needs

No other provider has the financial strength, data systems and depth of experience to offer you the individualized pricing and unique services that you will find here.

No two businesses are alike, we tailor our Merchant Cash Advance product specifically to you and the working capital needs of your company. Your success is our success.